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Net Worth Update | December 2022 Net Worth TrackerIt’s been about 4-5 months since I last did a net worth update, so it’s about time 🙂 Going through my assets and liabilities at 30 years old. Please do listen at the beginning as I talk through the rationale of taking out a commercial loan! 💎 ALL my FREEBIES and REFERRALS including FREE SHARES:
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Might be just SD quality initially as HD is still processing 🙂 thank you so much for watching and be careful with anyone pretending to be me contacting you!
Amazing. I'm 5 payslips away from my 30th birthday with £95k net worth. Been aiming for 6 figures before then. Let's see.
I feel the trading 212 is very expensive for exchange rates for US stock. It's a big problem for our profit.
I always enjoy watching these updates! Still have two questions if I may ask; what is the interest rate on the commercial loan and why are you keeping 47k in cash? Thank you for making these videos! 🙂
my mortgage has gone up by £75 and my wages have only gone upi by £40 being a carer but the good thing is I am better off as I am still saving which I am really happy with, thank you fgor the videos they really help x
For me your attitude towards debt now is reflective of whether the debt is planned or unplanned debt. You’re relaxed about it because there is a plan. Hope you’re ok. Your demeanour seemed different in this video.
Why Poland? Is your background polish?
Thanks for this, it's actually pretty helpful and the transparency is appreciated
Congrats on your net worth, I’ve followed your journey and you deserve it, you’ve worked really hard to get there! Yes pls continue to make these, they are interesting and inspiring 😊 but why are you thinking about closing your Ltd Co so soon? Just personally interested as im sort of half in and out with Ltd co too so I might learn something from your experience so if you made a video about that , that would be great! Keep up the great work! Xx
Nice video! How does it work in respect of tax paid when you live in Poland but all your operations are in the uk? Ie main job and ltd company. Do you have to pay tax twice or do you get reliefs?
Hi Anna,
Thanks very much for the update on your Net worth.
Personally speaking, I am not a fan of taking up loans, but as you well pointed out, if it is for the construction of a house, that's okay, as long as you can repay of course. And in your situation you're fine 😉.
Have a great week and don't stress too much about the slowness of the construction. You will get there 😁
Have a great week and Merry Christmas to you and your family 🥂
Love the transparency!🙌🏻
Hi Anna, wishing you a Merry Christmas & Happy New Year! Hoping you have a wonderful & prosperous 2023❤
good update video! I think its refreshing and in some ways reassuring for people to realise that at the moment no one is really untouchable form the ways the worlds economic situation is and that we've all had to make changes, or do things that under any other circumstance wouldn't want to do (like take out loans etc). I've also had to take time out of investing etc and build a bigger cash buffer/emergency fund. Although it's frustrating i'd rather take a year to do that and know I've got the safety blanket, and in the long term know that it's really not going to affect my investments massively.
Keep the vids coming!
Nice! What is you're full time job?? 🤔👍
Thanks for the video.
I am selling a buy to let and paid for the kitchen with a 0% per cent credit card, rather than deplete a stocks and shares ISA, so not to dissimilar form you.
Just a thought if corporation tx is going up from 6 April 23, then the company would get more tax relief on pension contributions delayed until after 5 April 2023.
On a different note, did you once recommend a side hustle of user testing websites? If so, could you remind me of the website to go to to learn more?
thank you for your vidio
Loved it!! Do keep making these on a monthly basis. It's so encouraging to see progress. And thanks for the transparency about the loan. It makes sense and I would've done the same. Im sure it wasn't an easy decision, even though, at the end of the day, you know best what's best for you right now. You will pay it back in no time and will be able to enjoy moving into your home sooner rather than later ❤️
What I think is really cool with your net worth updates is that you show them whether they're going well or not so well.
It's very educational to see how you handle tough personal financial situations and the decisions you make along with lessons learned.
Great video – got to love and respect the transparency!
Looks like I need to move to Poland and build a house.
First😁
Thanks for the update Panda Boss. All the best